SME FINANCE

Although there have been numerous schemes and programmes in markedly different economic environments, SME finance can be summarised by two main approaches.

These are:

  1. Collateral based lending is offered by traditional banks and finance companies, made up of a combination of the following:
    1. Asset-based finance
    2. Contribution based finance
    3. Factoring based finance, using reliable debtors or contracts

  2. Information based lending
    1. Financial statement lending
    2. Credit scoring
    3. Relationship lending
    4. Viability based finance is offered by venture capital

Prime Money Matters will fit your needs to the right loan.