FINANCIAL PLANNING
Introduction
Wealth is a Mindset
All Financial Planning Advice and Wealth Creation is provided by our business partners, Vantage Advisory Pty Ltd who is a Corporate Authorised Representative of WealthSure Pty Ltd AFSL No. 238030
Our philosophy towards investing is based on the foundation that wealth is a mindset. That mindset, along with an understanding of the principles of money and having a clear plan of action (a financial plan), is what drives investment assets. These are the first steps to achieving what is important to you financially.
Why most Australians are not wealthy
Wealth Myth
In the twentieth century the traditional pillars of personal financial security were a job for life, a golden handshake and a government funded pension in retirement. Yet as we move further into the twenty-first century, these traditional pillars have become increasingly eroded and even obsolete.
Alarmed Indifference
Most Australians are alarmed yet indifferent to the fact that today, more than ever before, the need for financial security via investing has become their personal responsibility, not that of their employer or the government.
The harsh reality is most people live with an attitude of alarmed indifference cultivated by a feeling of inadequacy when it comes to achieving personal financial security. The means required to effectively provide for one's financial security - a good financial education - is not readily obtainable via the traditional educational, occupational or financial avenues.
Little or no Financial Intelligence
Most of us were never taught about investing at school, in our career, or by financial professionals. So, most of us have not acquired the knowledge, education, experience or skill required to achieve financial freedom. Because of this endemic lack of access to financial education, most of us do not possess the competence or the confidence, let alone the financial intelligence, needed to manage our financial affairs successfully, invest astutely and become wealthy. The inevitable result for people who get caught in this trap is ongoing financial frustration.
Financial Frustration
For most Australians, financial frustration is part of life. Most would love to enjoy the benefits that come from accumulating wealth and achieving financial freedom, but either do not know how or where to access the financial education required to accumulate above average wealth. As a consequence, most people either give up or stumble though the best they can without ever accumulating the wealth they desire to realise financial freedom. We are here to navigate through this forest of financial choices and take you to your financial Vantage point to see clearly which path is best for you.
Why Get Started?
Most of us know it's up to us to look after our financial future. We can't rely on the government for adequate assistance and it's well known that you can't save enough in superannuation to fund a decent retirement.
By recognising we need money to live our ideal life, we must first make the decision to start our wealth creation. For those of you who have already started investing, getting good financial advice will significantly assist you in moving towards your goals. So make your decision to get help and choose your coach wisely.
From here Vantage will take your objectives and goals and other information to work with you to design your "plan of action" and help you get it done. Of course investing and generating wealth is not easy, if it was, everyone would be rich! With a little effort, knowledge and understanding, some discipline, and clear steps to follow, it's amazing what's possible and how much you can achieve!
