INVESTMENT LOANS

Residential investment properties can be great for building wealth. They can provide security, capital growth and rental income. But every investor's circumstances are different. That's why there is a wide range of investment loans to choose from, including:

• A simple investment loan without the frills, low fees and a low ongoing variable rate.
• Variable investment Loan - Is designed to give you control and flexibility at a variable rate of interest.
• Fixed Rate - Provides peace of mind with repayment certainty, allowing you to lock-in an interest rate over a pre-determined period.
• Line Of Credit – Offers an all-in-one loan and everyday banking solution. Ideal for people who want to invest.

You might be thinking about investing in residential property for the first time, and considering using the equity you have in your family home. Perhaps you already have a number of investment properties. Whatever your circumstances, PMM can help you choose the right investment loan so you have features that maximise your potential returns.

When selecting a loan, it is important to consider the features you want in a loan. Some features you may want:

• Ability to make additional repayments to your loan, without extra charges.
• Ability to make repayments via direct debit, ATMs, Internet and phone banking services.
• 100% mortgage offset facility, allowing you to offset funds in an account against your home loan.
• Ability to redraw additional payments you have made to your loan (for eligible customers).
• Ability to restructure the loan further down the track.

PMM offers residential investment loans that give you complete flexibility, and others that provide security when interest rates rise. Some of our investment loans are simple, others are fully featured.